wealthmcp.ai
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MCP-Native AppOfficial

MCP-first DOL Form 5500 service covering every filed U.S. retirement and welfare plan. Nine tools and eight skills — Form 5500 literacy, plan fee benchmark, plan diligence brief, fee transparency report, compliance flag scan, committee review inputs, verify a plan claim, and plan prospecting screen. Participants, assets, service-provider fees and financials exactly as filed, no login or keys, updated daily.

form 5500retirement plansservice-provider feescohort percentilesDOLmcp-native
Status
Official
Auth
None
Hosting
Remote
Community rating
Not rated yet
Role
Domain

Specialized public intelligence. Turns a public dataset into a queryable, agent-ready domain expert. All seven roles →

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How to connect 5500mcp

Step 1

Remote server — paste a URL

5500mcp publishes a remote (Streamable HTTP) endpoint, so nothing is installed locally. Add it as a custom connector in Claude, ChatGPT or your IDE and paste the endpoint below.

Endpoint

https://5500mcp.ai/mcp

Client config snippet

{
  "mcpServers": {
    "5500mcp": {
      "url": "https://5500mcp.ai/mcp"
    }
  }
}

Step 2

Authenticate with no credentials

No credentials are required for public data. Rate limits still apply, so avoid bulk pulls from a chat client.

Step 3

Verify, then widen access

Restart your client, confirm the server's tools appear, and run one read-only question first. Keep client-side approval prompts on for any tool that can write, trade or send. Confirm with your firm's compliance policy before connecting systems holding client data.

Prompts that use this server

Starter prompts from the Practice Stacks that rely on Retirement & Form 5500 Research.

Retirement income sequencing draft

A draft withdrawal order with the reasoning shown.

Financial PlanningFinancial PlanningRetirement & Form 5500 Research

Read-only: draft a retirement income sequencing outline for <client name> across taxable, tax-deferred and Roth accounts, including RMD timing and a rough tax-bracket view. Pull household balances and goals from the planning tool. Use Form 5500 data only for what it can prove: identify each employer plan and sponsor, confirm the recordkeeper/provider and auditor, read participant counts and total plan assets, and check plan characteristic codes for features that are actually disclosed there (for example: Roth deferrals, participant loans, hardship withdrawals, auto-enrollment, DB vs DC). Do not infer distribution rules, in-service withdrawal availability, QMAC/QNEC treatment, or other plan-specific terms from the Form 5500. For every workplace account rule used in the sequence, require the source to be the Summary Plan Description or plan document — not the 5500 filing. Show your reasoning, every assumption, the source for each account's rules, and flag any rule that still needs the SPD or plan-document confirmation. This is a discussion draft — do not update the plan, and note where a CPA should confirm the tax treatment.

Guardrail · Draft only. Tax conclusions need a qualified professional's confirmation.

Plan profile from Form 5500

A factual snapshot of a plan before the first conversation.

Retirement Plan Due DiligenceRetirement & Form 5500 ResearchCompliance, Risk & Regulatory

Read-only: pull the most recent Form 5500 data for <plan sponsor name> and summarise participants, assets, provider, recordkeeper, auditor and any reported issues, then check the named provider and advisor against my compliance and regulatory research tools for registration status and disclosure history. Include the filing year, cite each figure, and show filing facts and regulatory findings in separate columns. Mark anything not in the filing or the regulatory record as 'not disclosed' rather than estimating.

Guardrail · Read-only public filings. Confirm currency of the data before using it.

Plan fee benchmarking read

How the plan's costs compare, with sources shown.

Retirement Plan Due DiligenceRetirement & Form 5500 ResearchCompliance, Risk & Regulatory

Read-only: from the Form 5500 and schedules for <plan name>, summarise disclosed fees per participant and as a share of assets and compare to plans of similar size using only sources you can cite, then note any fee-related disclosure, complaint or exam finding for the plan's provider or advisor from my compliance and regulatory tools. State the limitations of both the benchmark and the regulatory record. No recommendations to switch providers — just the analysis with each figure's source.

Guardrail · Read-only. Benchmark data varies in quality — always show the source.

Read the full connection guide →