OpenInsurance Wiki MCP Server

openinsurance-wiki contributors · Insurance & Annuities

Community

Read-only knowledge-base server for insurance products and coverages: search, product and coverage lookup, comparisons and overlap detection.

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Community

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Hosting

Local

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How to connect OpenInsurance Wiki MCP Server

Step 1

Local server — run it on your machine

OpenInsurance Wiki MCP Server runs locally over stdio. You need Node.js (for npx) or Python (for uvx) installed, then add the command below to your client's MCP config file.

Command

uvx openinsurance-wiki-mcp

Client config snippet

{
  "mcpServers": {
    "openinsurance-wiki-mcp": {
      "command": "uvx",
      "args": [
        "openinsurance-wiki-mcp"
      ]
    }
  }
}

Step 2

Authenticate with no credentials

No credentials are required for public data. Rate limits still apply, so avoid bulk pulls from a chat client.

Step 3

Verify, then widen access

Restart your client, confirm the server's tools appear, and run one read-only question first. Keep client-side approval prompts on for any tool that can write, trade or send. Confirm with your firm's compliance policy before connecting systems holding client data.

Prompts that use this server

Starter prompts from the Practice Stacks that rely on Insurance & Annuities.

Planning data-gathering gap check

What's still missing before a plan can be built.

Financial PlanningFinancial PlanningInsurance & Annuities

Read-only: compare the planning inputs on file for <client name> in the planning tool against what the insurance and annuity records actually show, and list what is missing, stale or inconsistent before I build or update a plan: income, expenses, balances, coverage amounts, riders, premiums, beneficiaries, goals and assumptions. Output Item / Value in plan / Value at source / Status / Last updated. Do not edit the plan or write any assumption — flag gaps and mismatches rather than filling them in.

Guardrail · Read-only. Never let a tool invent a planning assumption.

Insurance and protection gap review

Coverage on file versus what the plan implies.

Financial PlanningInsurance & AnnuitiesFinancial Planning

Read-only: list <client name>'s in-force coverage — life, disability, LTC, annuity riders — with carrier, benefit, term and cost, then compare against the protection need implied by the plan. Flag gaps and expiring coverage. No product recommendations and no applications. Note where policy data could not be verified.

Guardrail · Read-only. Product recommendations require suitability review, not a chat tool.

In-force policy summary

Every policy on one page, with the details that matter.

Insurance & Annuity ReviewInsurance & Annuities

Read-only: build one in-force summary for <client name> by combining every connected insurance source — carrier or policy-administration data and any independent policy-review or annuity-data tool. Show carrier, type, face amount or benefit, premium, term or maturity, ownership, beneficiaries and the source tool for each line, and flag any field where two sources disagree or one source has no record of a policy. Mask policy numbers to the last four characters. Do not change beneficiaries, request changes, or submit anything to a carrier.

Guardrail · Read-only. Beneficiary and ownership changes are never done from a chat tool.

Read the full connection guide →