wealthmcp.ai
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MCP ServerOfficial

Bank and brokerage account connectivity across thousands of US institutions, returning balances, transactions, holdings and account identity. The most widely deployed aggregation layer in US consumer and advisor fintech, and frequently the mechanism sitting underneath another platform's aggregation feature.

aggregationopen bankingaccounts
Status
Official
Auth
OAuth
Hosting
Remote
Community rating
Not rated yet
Role
Aggregator

Normalizes several systems behind one interface. Hides many underlying providers behind a single normalized shape. More on Aggregator servers → All seven roles →

Open documentation →

Caveats

  • Plaid holds the connection to the end institution, so credential custody and consent sit with a third party rather than with you.
  • Connection reliability varies by institution. Coverage of a bank does not guarantee every account type or data field at that bank.
  • Consumer financial data carries permissible-use obligations. Confirm your basis for accessing and retaining it before pointing an agent at it.
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How to connect Plaid

Step 1

Remote server: paste a URL

Plaid publishes a remote (Streamable HTTP) endpoint, so nothing is installed locally. Add it as a custom connector in Claude, ChatGPT or your IDE and paste the endpoint below.

Endpoint

https://api.dashboard.plaid.com/mcp/

Client config snippet

{
  "mcpServers": {
    "plaid": {
      "url": "https://api.dashboard.plaid.com/mcp/"
    }
  }
}

Step 2

Authenticate with OAuth

Your client opens a browser sign-in with the vendor. Approve only the scopes you need, and use a read-only account first when the platform offers one.

Step 3

Verify, then widen access

Restart your client, confirm the server's tools appear, and run one read-only question first. Keep client-side approval prompts on for any tool that can write, trade or send. Confirm with your firm's compliance policy before connecting systems holding client data.

Prompts that use this server

Starter prompts from the Practice Stacks that rely on Banking & Account Aggregation.

Onboarding readiness review

A checklist of what is missing before the account can be opened.

Onboard a ClientCRMBanking & Account Aggregation

Using read-only tools only, review my CRM record and any linked account-aggregation data for <client name>. List what is present and what is still missing to open and fund a new account: identity details, address, funding source, beneficiary designations, risk profile, and required disclosures. Output a table of Item / Status / Where it came from. Do not write, update or send anything. If a required field is missing, say so rather than inferring a value.

Guardrail · Read-only. Confirm with compliance before connecting any system that holds client data.

Funding and transfer-in reconciliation

Confirm the money actually landed and matches expectations.

Onboard a ClientCustody & ClearingBanking & Account Aggregation

Read-only: compare the expected funding for <client name> in CRM against the incoming transfers visible in the custody and account-aggregation tools. Show expected vs. received amounts, dates, account numbers masked to the last four digits, and flag any mismatch or missing transfer. Do not initiate, cancel or modify any transfer or trade. Cite which tool each figure came from so I can spot-check it.

Guardrail · Read-only. Verify figures at the source before they reach a client document.

Financial statement cleanup list

What to tidy before a buyer sees the books.

Sell / M&A ReadinessAccounting & TaxBanking & Account Aggregation

Read-only: review my P&L and balance sheet for <period> from the accounting system and reconcile them against the bank and account-aggregation feeds for the same period. List items a buyer would question, personal expenses run through the business, uncategorised transactions, owner compensation treatment, one-off items, plus any transaction visible in the bank feed with no matching entry in the books. Output Item / Amount / Where it appears / Why a buyer asks. Do not post, edit or reclassify anything.

Guardrail · Read-only. Any adjustment goes through your accountant, not a chat tool.

Read the full connection guide →

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