WealthOS

Name: WealthOS
Author: WealthOS

MCP ServerVendor

WealthOS, tagged official on PulseMCP, exposes net worth, budgets and scenario forecasts to AI agents over a remote endpoint authenticated with an API key. It is a paid product aimed at consumers and advisors who want an agent to reason over a household's full financial picture and forward-looking scenarios.

net worthbudgetingscenario forecastingfinancial planning

Status

Vendor

Auth

API key

Hosting

Remote

Community rating

Not rated yet

Role

System

Provides one system's data and actions. Reads and writes inside a single product of record; it can act, but only within its own walls. More on System servers → All seven roles →

Caveats

Paid account required; there is no free tier for the MCP connection.
No public API or tool documentation is published, so the exact tool list is unconfirmed; verify what the server exposes after connecting.
Vendor-verified only. The listing comes from WealthOS's own PulseMCP page and has not been independently tested.
Scenario forecasts are projections, not advice; do not present them to clients as recommendations without review.
Read versus write scope is unstated. Confirm whether agents can change budgets or scenarios and start with read-only scopes.

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How to connect WealthOS

Step 1

Check the vendor's documentation

This listing does not publish a public endpoint or install command yet. Open the vendor documentation above for access details, then follow the general steps in our connection guide.

Step 2

Authenticate with API key

Create a key in the vendor's dashboard and store it as an environment variable in your client config. Never paste it into a chat window.

Step 3

Verify, then widen access

Restart your client, confirm the server's tools appear, and run one read-only question first. Keep client-side approval prompts on for any tool that can write, trade or send. Confirm with your firm's compliance policy before connecting systems holding client data.

Prompts that use this server

Starter prompts from the Practice Stacks that rely on Financial Planning.

Planning data-gathering gap check

What's still missing before a plan can be built.

Financial PlanningFinancial PlanningInsurance & Annuities

Read-only: compare the planning inputs on file for <client name> in the planning tool against what the insurance and annuity records actually show, and list what is missing, stale or inconsistent before I build or update a plan: income, expenses, balances, coverage amounts, riders, premiums, beneficiaries, goals and assumptions. Output Item / Value in plan / Value at source / Status / Last updated. Do not edit the plan or write any assumption, flag gaps and mismatches rather than filling them in.

Guardrail · Read-only. Never let a tool invent a planning assumption.

Scenario comparison brief

A side-by-side read on two planning scenarios.

Financial PlanningFinancial PlanningMarket & Financial Data

Read-only: compare the existing plan for <client name> against the scenario <describe change, e.g. retire two years earlier>. Pull the plan's stored return, inflation and yield assumptions, then use market-data tools to show current comparable figures for the same inputs. Present outcome differences, an assumptions table of Plan assumption / Current market reading / Source / Date, and which assumption the result is most sensitive to. State every assumption explicitly. Do not save, overwrite or publish any scenario in the planning system.

Guardrail · Read-only. Plan illustrations are not advice, review before sharing.

Insurance and protection gap review

Coverage on file versus what the plan implies.

Financial PlanningInsurance & AnnuitiesFinancial Planning

Read-only: list <client name>'s in-force coverage, life, disability, LTC, annuity riders, with carrier, benefit, term and cost, then compare against the protection need implied by the plan. Flag gaps and expiring coverage. No product recommendations and no applications. Note where policy data could not be verified.

Guardrail · Read-only. Product recommendations require suitability review, not a chat tool.

Read the full connection guide →